The Peach State Federal Credit Union is a auto loan from Peach State Federal Credit Union. The ongoing APR is Up to 36 Months: 14.50%; 37-60 Months: 14.90%; 61-72 Months: 15.40% (APR* as low as; Effective November 7, 2025). Loan terms: Up to 36 Months; 37-60 Months; 61-72 Months.