The Peach State Federal Credit Union is a business credit card from Peach State Federal Credit Union. The annual fee is No Annual Fee. The ongoing APR is Annual Percentage Rate (APR) for Purchases: 10.9%; APR for Balance Transfers: 10.9%; APR for Cash Advances: 10.9%; Penalty APR: NONE (information accurate as of March 3, 2025). Rewards: With Peach State Credit Cards Rewards, you earn one bonus point for every dollar spent in net retail purchases. Rewards include options for products to grow your business or reward your staff..