The AltaOne Federal Credit Union is a business loan from AltaOne Federal Credit Union. Typical credit limit: Business property: minimum loan amount of $50,000; maximum loan to value of 80%. Income-producing property: maximum loan to value 75%. Loan terms: Business property: fixed maturity date not to exceed 15 years; income-producing property: term not to exceed 15 years; loans may be amortized for a longer period.