The AltaOne Federal Credit Union is a mortgage from AltaOne Federal Credit Union. The ongoing APR is Conventional (30 yr) 7.249%; (20 yr) 6.783%; (15 yr) 6.572% (mortgage APR displayed are "as low as" and effective 5/27/2026; based on a $400,000 value, $300,000 loan, 75% LTV and a FICO score of 740). Loan terms: Variety of term options up to 30 years, with competitive fixed rates (15, 20, 30 year rates shown).