The AltaOne Federal Credit Union is a auto loan from AltaOne Federal Credit Union. The ongoing APR is 2026 & newer autos: up to 36 months 5.09%, up to 48 months 5.24%, up to 66 months 5.49%, up to 75 months 5.99%, up to 84 months 6.24%; 2022-2025 used: 5.59% to 6.49%; 2017-2021: up to 66 months 6.49%, up to 75 months 6.74%; 2012-2016: up to 66 months 8.49% (Rates Effective October 18, 2026). Loan terms: Up to 36, 48, 66, 75 or 84 months depending on model year.