The AltaOne Federal Credit Union is a personal credit card from AltaOne Federal Credit Union. The annual fee is No annual fee. The ongoing APR is Visa Platinum Rewards 10.99% APR (lending rates effective October 18, 2026). Rewards: Get rewards points for purchases and flexible redemption options on all eligible purchases with no annual fee. Typical credit limit: $500 Minimum up to $25,000 Maximum.