The Workers Credit Union is a auto loan from Workers Credit Union. The ongoing APR is up to $9,999.99, Up to 48 Months: as low as 8.49%; $10,000 and up, up to 60 months: as low as 9.49%. APR includes a .500% discount for automatic payments from any Workers Checking Account. Rates effective as of 10/17/2026.. Loan terms: Up to 48 Months; up to 60 months (by amount tier).