The Workers Credit Union is a auto loan from Workers Credit Union. The ongoing APR is Up to 48 Months: as low as 5.74%; 49 to 66 Months: as low as 5.99%; 67 to 78 Months: as low as 6.49%; 2013 or older: Up to 60 Months: as low as 6.74%. APR includes a .500% discount for automatic payments from any Workers Checking Account. Rates effective as of 10/17/2026.. Loan terms: Up to 48 Months; 49 to 66 Months; 67 to 78 Months; 2013 or older: Up to 60 Months.