The Workers Credit Union is a home equity loan from Workers Credit Union. The ongoing APR is 80% Financing: Up to 60 Months 6.625%; Up to 120 Months 6.875%; Up to 180 Months 7.125%; Up to 240 Months 7.375%. 90% Financing (HomeEquityPlus): Up to 60 Months 7.625%; Up to 120 Months 7.875%; Up to 180 Months 8.125%; Up to 240 Months 8.375%. Rates effective as of 10/17/2026.. Typical credit limit: Minimum Loan Amount $25,000. Loan terms: Loan terms up to 240 Months (20 Years).