The We Florida Financial is a personal credit card from We Florida Financial. The annual fee is No Annual Fee. The ongoing APR is Platinum Card 13.15% APR as low as (rates effective 10/6/2026) after a Balance Transfers - Intro 0% APR for 12 Months when Completed in First 90 Days! Purchases: 0% APR for 12 Months from Account Open Date! introductory rate for 12 months. This product reports activity to your personal credit report.