The We Florida Financial is a auto loan from We Florida Financial. The ongoing APR is New Auto 4.69% (12 to 48 months), 5.25% (49 to 78 months); Used Auto 4.69% (12 to 48 months), 5.25% (49 to 78 months); Used Auto - Older or 100k+ Miles 9.99% (up to 36 months). APR as low as, rate quoted is for a well-qualified borrower (rates effective 10/6/2026). Loan terms: 12 to 48 months; 49 to 78 months; up to 36 months for older or 100k+ miles used autos.