The We Florida Financial is a personal credit card from We Florida Financial. The annual fee is No Annual Fee!. The ongoing APR is Signature Rewards Card 16.15% APR as low as (rates effective 10/6/2026) after a Low 1.99% APR on Purchases for 180 Days! Balance Transfers - Intro 1.99% APR for 12 Months! introductory rate. Signup bonus: Earn 10,000 Bonus Points for Spending $1,500 in First 90 days!. Rewards: Earn Points on Every Dollar Spent: 4% on Gas Station Purchases, 3% on Restaurant Purchases, 2% on Grocery Store Purchases, 1% on All Other Purchases. This product reports activity to your personal credit report.