The Upstate Federal Credit Union is a personal loan from Upstate Federal Credit Union. The ongoing APR is Annual Percentage Rate range of 10.50% - 18.00% (APR base 13.50%; daily periodic rate range 0.028767% - 0.049315%). Typical credit limit: Loan amounts up to $15,000.00. Loan terms: Personal loans are available for a term up to 48 months.