The Upstate Federal Credit Union is a auto loan from Upstate Federal Credit Union. The ongoing APR is New: up to 84 months 5.49% - 18.00%, up to 72 months 5.24% - 18.00%, up to 60 months 4.99% - 18.00%, up to 48 months 4.50% - 18.00%; Used 2020-2026: up to 84 months 7.24% - 18.00%, 72 months 6.24% - 18.00%, 60 months 5.74% - 18.00%, 48 months 4.99% - 18.00%; Older-2019: 84 months 7.50% - 18.00%, 72 months 6.75% - 18.00%, 60 months 6.25% - 18.00%, 48 months 6.00% - 18.00%. Loan terms: Terms up to 84 months.