The Upstate Federal Credit Union is a auto loan from Upstate Federal Credit Union. The ongoing APR is New motorcycles, boats, RVs & other collateral: up to 180 months 8.90% - 18.00%, 120 months 8.65% - 18.00%, 90 months 7.75% - 18.00%, 72 months 7.00% - 18.00%, 60 months 6.50% - 18.00%, 48 months 6.00% - 18.00%; used 2023-2026: 180 months 9.15% - 18.00%, 120 months 8.90% - 18.00%, 90 months 8.50% - 18.00%, 72 months 8.00% - 18.00%, 60 months 7.75% - 18.00%, 48 months 7.50% - 18.00%; older-2022: 180 months 10.15% - 18.00%, 120 months 9.90% - 18.00%, 90 months 8.50% - 18.00% (72/60/48 months as for 2023-2026). Loan terms: Terms up to 180 months (motorcycles up to 90 months).