The SkyPoint Federal Credit Union is a business loan from SkyPoint Federal Credit Union. The ongoing APR is New (as low as): 5.59% APR (1–36 months), 5.84% (37–48), 6.09% (49–60), 6.34% (61–72), 6.84% (73–84). Used: 6.09% (1–36), 6.34% (37–48), 6.59% (49–60), 6.84% (61–72), 7.34% (73–84); includes a 0.25% discount for automatic transfer payments. Typical credit limit: Loan amounts up to $100,000 (minimum $25,000 for 61–72 months; minimum $30,000 for 73–84 months). Loan terms: Fixed rates and payments; loan terms up to 7 years.