The SkyPoint Federal Credit Union is a auto loan from SkyPoint Federal Credit Union. The ongoing APR is New: 4.34% APR (1–36 months), 4.49% (37–48), 4.49% (49–60), 4.74% (61–72), 5.74% (73–84). Used: 4.84% (1–36), 4.99% (37–48), 4.99% (49–60), 5.24% (61–72), 6.24% (73–84). Rates include a 0.25% discount for automatic transfer payments; APR may be higher based on credit worthiness. Typical credit limit: Loan amounts up to $100,000 (Minimum $25,000 loan amount for 61–84 month terms). Loan terms: Fixed rate; fixed loan term up to 84 months for new or used cars.