The SkyPoint Federal Credit Union is a business loan from SkyPoint Federal Credit Union. The ongoing APR is As low as 9.74% APR up to 60 months ($5,000 – $50,000); as low as 11.49% APR 61-120 months ($35,000 – $50,000). Typical credit limit: Loan amounts of $5,000 – $50,000. Loan terms: Fixed rates and payment amounts; options up to 10 years.