The Pelican Credit Union is a business credit card from Pelican Credit Union. The annual fee is no annual fee. Signup bonus: Earn 25,000 bonus points when you spend $4,000 in the first 60 days of opening your card.. Rewards: Earn 1 point per dollar spent on all purchases. Typical credit limit: Credit limit up to $50,000. Loan terms: Minimum Payment: Your monthly payment will be 2.50% of your total new balance, or $50.00, whichever is greater plus outstanding unpaid fees and charges, all prior unpaid payments and any amount that exceeds your credit limit..