The Pelican Credit Union is a personal credit card from Pelican Credit Union. The annual fee is The Pelican Points Visa is a no-annual-fee rewards credit card. The ongoing APR is 14.00% to 20.00%, when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (Purchases, balance transfers and cash advances; information accurate as of October 01, 2026) after a 0% APR on balance transfers for 12 months when you open a Pelican Points, Pelican Prime, or Pelican Premier Credit Card (Limited Time Special Offer) introductory rate for 12 months. Signup bonus: Spend $1,500 or more in the first 90 days of opening a new Pelican Points Credit Card receive 15,000 bonus points!. Rewards: Earn 1 point per dollar spent on all purchases. Choose how you want to spend and earn 3 points per dollar spent on that category! You can change your bonus point category daily.. Typical credit limit: Credit limit up to $50,000.