The Pelican Credit Union is a personal loan from Pelican Credit Union. The ongoing APR is Personal Loans Over $2,500: 0-6 Months 8.64%; 7-12 Months 8.90%; 13-24 Months 10.14%; 25-36 Months 11.14%; 37-48 Months 11.39%; 49-60 Months 11.64%; 61-72 Months 12.89%. Personal Loans Less Than $2,500: 0-6 Months 11.64%; 7-12 Months 11.90%; 13-24 Months 13.14% (APR; rates are effective as of October 16, 2026). Loan terms: Up to 72 months based on the loan amount and credit..