The Pacific Cascade Federal Credit Union is a home equity loan from Pacific Cascade Federal Credit Union. Typical credit limit: Minimum loan amount: $20,000; Maximum loan amount: $250,000. Loan terms: Fixed Terms: Minimum 7-year (or 10-, 12-, 15-year terms also available). (Example: 120 monthly payments of $59.70 per $5,000 borrowed at 7.625% APR).