The Pacific Cascade Federal Credit Union is a mortgage from Pacific Cascade Federal Credit Union. Typical credit limit: Minimum loan amount: $100,001. Loan terms: Fixed Terms: Minimum 15 years. (Example: 180 monthly payments of $898.84 per $100,001 borrowed at 7.00% APR) – 20-year term (Example: 240 monthly payments of $828.69 per $100,001 borrowed at 7.875%); Balloon Terms: Minimum 15 years with balloon payment. (Example – Loan for $100,001 at 7.25% APR amortized for 30 years with a balloon due in 15 years = 180 monthly payments of $682.18 with a balloon payment due of $74,730)..