The Pacific Cascade Federal Credit Union All Credit Levels is a cdfi lender from Pacific Cascade Federal Credit Union. The annual fee is $0. The ongoing APR is 5.65% APR. Rewards: Superb customer service, simple loan applications, no ATM fees, overdraft protection, and no minimum balance requirements.. This product reports activity to your personal credit report. Pacific Cascade Federal Credit Union is a federally chartered credit union located in Eugene, Oregon, serving individuals who live, work, worship, or attend school in Lane, Linn, Benton, Coos, Lincoln, and Douglas Counties. The credit union offers a variety of financial products including checking and savings accounts, mortgage loans, home equity loans, auto loans, and life insurance. Services include: mortgages, home equity loans, auto loans, personal loans. US Treasury certified CDFI Credit Union in Eugene, OR. Membership required.