The Pacific Cascade Federal Credit Union is a home equity line of credit from Pacific Cascade Federal Credit Union. The ongoing APR is Variable interest rate tied to Prime Rate (prime + 3.0) with an annual cap of 3% and a lifetime cap of 9%, subject to change on the 1st day of each month. Typical credit limit: Minimum credit limit: $5,000; Maximum credit limit: $30,000. Loan terms: Maximum term: 10 years with a two-year draw period; Payment amount: 1.5% of the outstanding balance ($100 minimum).