The Ouachita Valley Federal Credit Union is a mortgage from Ouachita Valley Federal Credit Union. The ongoing APR is Land Loan++ 7.00% (Annual Percentage Rate (as low as)). Rates are effective as of March 23, 2026. ++ 84 monthly payments of $14.86 per $1000. borrowed.. Typical credit limit: Loan up to $100,000. Loan terms: Terms ranging from 1 – 15 years.