The Ouachita Valley Federal Credit Union is a mortgage from Ouachita Valley Federal Credit Union. The ongoing APR is New Mobile Home Loans+++ 7.80%; Mobile Home and Land Loan 7.00% (Annual Percentage Rate (as low as)). Rates are effective as of March 23, 2026. +++144 monthly payments (12 years).. Typical credit limit: With land – loan up to $150,000; Mobile home only – loan up to $60,000. Loan terms: Terms ranging from 1 – 15 years.