The Ouachita Valley Federal Credit Union is a home equity loan from Ouachita Valley Federal Credit Union. The ongoing APR is Home Equity Loan+ 6.50% (Annual Percentage Rate (as low as)). Rates are effective as of March 23, 2026. +96 monthly payments of $12.42 per $1000. borrowed.. Typical credit limit: Loan up to $300,000. Loan terms: Fixed rate terms ranging from 1-15 years.