The BayPort Credit Union is a mortgage from BayPort Credit Union. The ongoing APR is 30 years: 7.375% rate / 7.5224% APR (0 points, $1195 origination fee) or 6.875% / 7.1922% APR (1.75 points); 15 years: 7.000% / 7.2284% APR (0 points) or 6.250% / 6.7271% APR (1.625 points) (updated October 16, 2026). Loan terms: 30 years, 15 years.