The BayPort Credit Union is a mortgage from BayPort Credit Union. The ongoing APR is 30 years (3-year ARM) 6.500% rate / 6.6645% APR; 20 years (3-year ARM) 6.250% / 6.4618%; 15 years (3-year ARM) 6.000% / 6.2603%; 10 years (3-year ARM) 6.000% / 6.3683%; 30 years (5-year ARM) 6.625% / 6.7918%; 30 years (10-year ARM) 6.750% / 6.9192%; origination fee $995 (Updated October 5, 2026 2:57 pm). Loan terms: 30 years (3-year ARM); 20 years (3-year ARM); 15 years (3-year ARM); 10 years (3-year ARM); 30 years (5-year ARM); 30 years (10-year ARM).