The BayPort Credit Union is a home equity loan from BayPort Credit Union. The ongoing APR is 5 years (Fixed): 6.39% (80% or less CLTV), 8.24% (80.01–90%), 8.49% (90.01–100%); 10 years: 6.74%, 8.49%, 8.74%; 15 years: 7.74%, 9.24%, 9.49% (rate as low as; updated September 18, 2026). Loan terms: Up to 15-year repayment term available..