The BayPort Credit Union is a mortgage from BayPort Credit Union. The ongoing APR is 3-year ARM: 30 years 6.500% / 6.6376% APR, 20 years 6.250% / 6.4267%, 15 years 6.000% / 6.2166%, 10 years 6.000% / 6.3065%; 5-year ARM 30 years 6.625% / 6.7647%; 10-year ARM 30 years 6.750% / 6.8918% ($995 origination fee; 95% LTV rate) (updated October 5, 2026). Loan terms: 30, 20, 15 or 10 years (3-year ARM); 30 years (5-year and 10-year ARM).