The BayPort Credit Union is a mortgage from BayPort Credit Union. The ongoing APR is Double-Wide 3-year ARM: 20 years 7.625% / 7.8274% APR, 15 years 7.500% / 7.7475%, 10 years 7.500% / 7.8449%; Single-Wide: 15 years 7.750% / 8.0029%, 10 years 7.750% / 8.1015% ($995 origination fee) (updated October 5, 2026). Loan terms: 20, 15 or 10 years (3-year ARM).