The Kitsap Credit Union is a home equity line of credit from Kitsap Credit Union. The ongoing APR is Variable APR currently 7.00%-9.00% after the introductory period; maximum APR 18.00% (accurate as of 10/15/2026) after a 4.99% for 6 billing cycles introductory rate. Typical credit limit: Minimum loan amount is $15,000. Loan terms: Draw funds for up to 10 years; repay funds over 12 years.