The Kitsap Credit Union is a personal loan from Kitsap Credit Union. The ongoing APR is 24 months 10.99%; 36 months 11.24%; 48 months 11.49%; 60 months 11.74%; 72 months 11.99% (APR as low as, accurate as of 10/15/2026). Loan terms: Terms up to 72 months; funds disbursed in a lump sum.