The Guadalupe Credit Union is a personal credit card from Guadalupe Credit Union. The annual fee is Low annual fee of just $5. The ongoing APR is VISA® Unsecured APR by paper class: 740+ 8.49%; 700-739 9.99%; 660-699 12.99%; 620-659 13.99%; 580-619 15.99%; 579 and less 19.99% (effective date May 1, 2026). Typical credit limit: Maximum limit by paper class: 740+ $15,000; 700-739 $10,000; 660-699 $7,000; 620-659 $3,000; 580-619 $1,000; 579 and less $500.00. Loan terms: Monthly payments are only 3% of your balance, with a minimum of $30.