The Guadalupe Credit Union is a auto loan from Guadalupe Credit Union. The ongoing APR is Up to 84 months and under $30,000: 7.79% (740+) to 21.04% (579 and less); up to 120 months and over $30,000: 8.04% to 21.29% (effective date February 2nd, 2026). Loan terms: Up to 84 months (under $30,000) or up to 120 months (over $30,000).