The Grow Financial Federal Credit Union is a business credit card from Grow Financial Federal Credit Union. The annual fee is No annual fee. The ongoing APR is 13.74% to 17.99% standard APR (variable, based on Prime Rate; rates effective as of 10/15/2026) after a 1.99% to 8.99% for purchases and balance transfers introductory rate. Approval typically requires a credit score of The minimum credit score to open a Grow Visa Business Rewards Credit Card is 650. or higher. Rewards: Rewards points redeemable for gift cards, travel and more.