The Grow Financial Federal Credit Union is a mortgage from Grow Financial Federal Credit Union. The ongoing APR is 3/1 Year ARM years 1-3 as low as 6.497% APR, years 4-30 as low as 8.497%; 5/1 Year ARM years 1-5 as low as 6.623%, years 6-30 as low as 8.623%; 5/5 Year ARM years 1-5 as low as 6.875%, years 6-10 as low as 8.875%; 10/1 ARM years 1-10 as low as 6.741%, years 11-30 as low as 8.741% (rates effective as of 10/15/2026). Typical credit limit: Minimum loan amount is $40,000. Loan terms: Payments are based on a 30-year amortization (3/1, 5/1, 5/5 and 10/1 ARM options).