The Greater Kinston Credit Union is a personal loan from Greater Kinston Credit Union. The ongoing APR is Fixed: up to 24 months 10.00% APR; 25 to 36 months 11.75%; 37 to 48 months 12.75%; 49 to 60 months 14.75%. Typical credit limit: Maximum loan amount is $10,000 per individual / $15,000 joint. Loan terms: Maximum term of 60 months; set term and set monthly payments based on a fixed interest rate.