The Greater Kinston Credit Union is a auto loan from Greater Kinston Credit Union. The ongoing APR is Fixed: up to 36 months 6.50% APR; 37 to 60 months 8.25%; 61 to 72 months 9.00%. Typical credit limit: Maximum loan amount $50,000. Loan terms: Maximum term of 72 months based on model year and mileage; limited to 48 months for model years between 6 and 10 years old or mileage over 100,000 (up to 150,000); loan may be repaid at any time without penalty.