The Greater Nevada Credit Union is a auto loan from Greater Nevada Credit Union. Application typically pulls a hard report from Experian. The ongoing APR is As low as 5.24% APR (effective October 1, 2026; assumes excellent credit, direct new or used auto loan at a 36-month term, includes 0.25% discount for loan-to-value below 90%). Approval typically requires a credit score of In most cases, a credit score of around 600 or higher is needed for approval or higher. Loan terms: Up to 84 months for new and used vehicles (up to 6 years old) for well-qualified borrowers.