The Greater Nevada Credit Union All Credit Levels is a cdfi lender from Greater Nevada Credit Union. The annual fee is $75.00 annual fee beginning on the first anniversary date.. The ongoing APR is 8.75% - 17.75% after a 5.99% introductory rate for 6 months. Rewards: up to $9.00 in out-of-network ATM fee rebates and waiver of the $15.00 monthly service fee.. Loan terms: Up to 80% combined loan-to-value (CLTV). This product reports activity to your personal credit report. Greater Nevada Credit Union (GNCU) is a community-owned financial institution dedicated to providing banking solutions tailored for Nevadans and their families. They focus on maximizing value for their members through a variety of personal and business financial services. Services include: auto loans, home equity lines of credit, recreational vehicle loans. US Treasury certified CDFI Credit Union in Carson City, NV. Membership required.