The Fortera Credit Union is a auto loan from Fortera Credit Union. The ongoing APR is Up to 60 Months 4.74% - 9.49%; Up to 72 Months 4.99% - 9.74%; Up to 84 Months 5.24% - 7.49% (Rate is accurate as of September 1, 2026). Loan terms: Up to 60 Months; Up to 72 Months; Up to 84 Months.