The Fortera Credit Union is a personal loan from Fortera Credit Union. The ongoing APR is 36 month 10.99% - 18.00%; 48 month 11.99% - 18.00%; 60 month 12.99% - 18.00% (Rate is accurate as of September 1, 2026). Typical credit limit: Loan amount from $500 - $40,000.. Loan terms: 36 month; 48 month; 60 month.