The First Bank is a business credit card from First Bank. The annual fee is $0.00. The ongoing APR is 17.49% to 27.49% variable, based on creditworthiness (disclosure accurate as of October 15, 2026) after a 0% Introductory APR on purchases and balance transfers introductory rate for 6 months. Rewards: Unlimited 1% cash back for your business on every purchase, every day.