The First Bank is a business credit card from First Bank. The annual fee is $0.00. The ongoing APR is 16.99% to 25.99% variable, based on creditworthiness (disclosure accurate as of October 15, 2026) after a 0% Introductory APR on purchases and balance transfers introductory rate for 6 months. Rewards: Earn unlimited 1x point on every net dollar spent. Add employee cards at no additional cost. Plus, earn points for their purchases..