The FAIRWINDS Credit Union is a mortgage from FAIRWINDS Credit Union. The ongoing APR is 5/5 ARM 7.000% (6.887% APR, 0.785 points); 10/6 ARM 7.125% (7.070% APR, 0.75 points) (last updated 10/15/2026; $500,000 30-year loan, 780 score, 80% LTV). Loan terms: 5/5 and 10/6 term options; 30-year loan.