The FAIRWINDS Credit Union is a mortgage from FAIRWINDS Credit Union. The ongoing APR is 15 Year Fixed 5.875% (6.101% APR, 0.784 points); 20 Year 6.500% (6.675% APR, 0.716); 30 Year 6.750% (6.909% APR, 0.959) (last updated 10/15/2026; $250,000 loan, primary residence, purchase, 780 score, 80% LTV; rates reflect a 0.50 point promotional discount). Loan terms: Terms of up to 30 years.