The FAIRWINDS Credit Union is a business credit card from FAIRWINDS Credit Union. The annual fee is No annual fee. The ongoing APR is 16.74% – 18.00% APR after the introductory period; varies with the market based on the Prime Rate after a 0% introductory APR for the first 12 months on purchases and balance transfers introductory rate. Signup bonus: 50,000 rewards points when you spend $5,000 in the first 90 days your card is open; 150,000 additional rewards points when you spend $50,000 in the first 180 days your card is open. Rewards: Earn unlimited 1.5 points on all purchases; no expiration.